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P I A M
860 Winter Street
Waltham, MA 02451-1414
toll free 800-522-7426
tel 781-434-7525
fax 781-434-6929
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 Practice Checklist

What Insurance Do You Need for Your Medical Group

Medical Malpractice Insurance
Coverage for individuals, corporations, employees.

Other Professional Liability Insurance
Coverage for nurse practitioner, expert witness, clinical
research, telemedicine, etc.

Workers Compensation Insurance
Mandatory in Massachusetts, even if there are no employees.

Medical Office Policy
Covers general liability, office furnishings, equipment, building, improvements to leased space and build-outs.

Commercial Umbrella/Excess Liability
Provides coverage in the event of a catastrophic liability loss.

Employment Practices Liability
Responds to allegations of wrongful termination, failure to
promote, harassment, discrimination.

Billing Errors & Omissions
Responds to allegations of Fraud and Abuse.

Data Breach/Privacy Insurance
Responds to risk involving Personal Health Information.

Directors & Officers
Coverage for allegations against the organization's officers or Board

Errors & Omissions
E & O insurance covers the exposure areas that include vicarious liability, credentialling and peer review, provider selection and utilization review..

Health & Dental Insurance
PPO, POS, HMO and group dental programs for your practice.

Office Overhead
Protection to continue operations if you or another staff physician become disabled.

Life Insurance and "Key Person" Insurance
To facilitate buy-out agreements and perpetuation of the practice.

Group Life & Disability Insurance
Insurance and flexible benefit programs for you and your employees.

Long Term Care Insurance - Special Member Program
This voluntary benefit for you and your employees covers costs of home care, assisted living, nursing home.

Bonds
ERISA compliance for Pension and Profit Sharing Plans.

Practice Services - Special Member Program
Healthcare Apparel Services, Banking & Lending Services, Medical Supplies.

Personal Insurance & Services
Homeowners, Auto, Personal Umbrella, Jewelry, Mortgage

For Your Employees - Aflac
Group accident & illness insurance for your employees
at no cost to the practice.

Contact us at 800-522-7426 for more information.

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