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Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, email, voice mail or facsimile. No binder, insurance policy change, addition, and/or deletion to insurance coverage goes into effeict unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Please contact our office at 800-522-7426 to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state. PIAM is a licensed broker in Massachusetts. Information contained on this web site does not, and is not intended to constitute an advertisement, solicitation or offer for sale in any jurisdiction where PIAM is not licensed to do business.

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